Archives

Archive by Juan Mazzini

We are getting used to the sharing economy to an extent where the term uberization is becoming part of our vocabulary to refer to the effect of disruption in a given industry by some sort of peer to peer business model, which seems to defy the rules by which incumbents compete. In the essence of […]

Apr 27th, 2015 | Filed under Innovation, Insurance, Market Trends

Insurers from all around the world are making great efforts to become digital. This shows in our research in terms of priorities and increased spending in digital initiatives. Nevertheless, it is a great effort to take a brick & mortar company and move it into the digital world. Ask retailers if not? It is true […]

Jan 22nd, 2015 | Filed under Uncategorized

Her is a 2013 American science fiction romantic comedy-drama film written, directed, and produced by Spike Jonze. The film follows Theodore Twombly (Joaquin Phoenix), a man who develops a relationship with Samantha (Scarlett Johansson), an intelligent computer operating system personified through a female voice. Jonze conceived the idea in the early 2000s after reading an […]

Oct 9th, 2014 | Filed under Innovation, Insurance, Market Trends, Uncategorized

On April 16 and 17 we hosted our “Consumer Mobile Apps” webinar focusing on P&C apps availability in Latin America. We had a Spanish and an english version of the webinar. The survey behind the webinar included the review of 169 insurers, focusing on the top 10 of each market (20 countries). Before you jump […]

May 2nd, 2014 | Filed under Innovation, Insurance, IT, Market Trends

In a 2013 survey in Latin America we asked CIOs about their views on the use of Telematics and UBI. We wanted to know if these were currently in their plans and if they believed that they would have any use and impact by 2016. Despite UBI and the use of Telematics has been well […]

May 2nd, 2014 | Filed under Innovation, Insurance, IT, Market Trends, Vendors

The following text was published today in Inter-American Dialogue’s Financial Services Advisor under the title: “What is driving the insurance market in Latin America?” I provided my view to FSA in advance, and now that it is out there I thought it made sense to share it with you through our blog. Growth continues to […]

Mar 18th, 2014 | Filed under Emerging Markets, Insurance, Market Trends, Regulation

Tradicionalmente las aseguradoras se han estructurado por líneas de negocio y algunas se han agrupado en torno a líneas personales y comerciales para diferenciar los negocios de las personas. Con las oportunidades de múltiples canales de distribución y tecnologías más sofisticadas, las aseguradoras están comenzando a ser mucho más granulares en su visión de los […]

Feb 27th, 2014 | Filed under Insurance

Traditionally insurers have been structured by line of business and some have grouped those around personal lines and commercial lines to differentiate businesses from people. With the opportunities of varied distribution channels and more sophisticated technologies insurers are starting to be much more granular in their view of the customers. Insurers have now the chance […]

A recent research indicates that younger drivers pay more on car insurance in Chile. Similar scenario made auto usage based insurance (UBI) products very popular in the UK and now we are seeing this trend evolving in other markets such as USA and Canada. Drivers 30 years old or younger will pay up to 30% […]

Feb 4th, 2014 | Filed under Insurance

Some of you may be familiar with Michael Raynor’s work around disruption. In his latest book he refers to being deliberately disruptive and how most companies that disrupt powerful incumbents start out focused primarily and often exclusively on connecting with a specific segment of the market, one that is poorly served — or not served […]

Nov 26th, 2013 | Filed under Emerging Markets, Innovation, Insurance, IT, Market Trends, Strategy